What does A L FINANCIAL CORP mean on my credit report?
Learn about A L FINANCIAL CORP, an purchases installment sales offering loans for financial assistance. Check the impact to your credit report and financial status.
What is A L FINANCIAL CORP?
A L FINANCIAL CORP is shorthand for A L Financial Corporation, with the company name being A L Financial Corporation LLC
Customers and dealers value fast and individualistic services that we provide from our small office locations in Southern California.We aim to simplify and reduce the costs of car lending using technology,our history began in 1977 at a single location in southern California.
A L FINANCIAL CORP is a purchases installment sales provider. They could be on your report for a number of reasons, for example:
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⚫ You missed a repayment.
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⚫ You opened an account with A L Financial Corporation.
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⚫ You opened a credit card / loan / mortgage with this company.
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⚫ Someone fraudulently opened a credit line under your name.
About the account
The account is classified under the following METRO2 categories:
- ⚫ Auto Loan
- ⚫ Auto
- ⚫ Collection Agency/Attorney
How do I contact them?
Here is the current contact details for A L Financial Corporation:
Address:
- 7250 N 16th St suite 400, Phoenix, AZ 85020, United States
Website:
Phone:
Payments
To make a payment, you can choose from multiple payment methods, including online, by mail, in person, or through your bank’s bill pay service. A-L Financial also has multiple locations in California and Arizona where you can make payments in person. For more information, please visit the contact page for phone and address information. A-L Financial offers online, by mail, in person, and bill pay services as payment methods. They have multiple locations in California and Arizona. NA regarding monthly payment plans. To get a payment refund, you must request it via Mail or PayNearMe. No in person payments are accepted due to the COVID19 pandemic. A-L Financial offers multiple ways to make loan payments including online, by mail, in person, or through your bank’s bill pay service. They have multiple locations in California and Arizona where you can make payments in person. However, you cannot make payments over the phone. NA you can make payments online at PayneNearMe.com. PayNearMe does not offer discounts for automatic payments. A-L Financial offers multiple payment options such as by mail, in person, your bank’s bill pay service, and online payment at PayneARMe.com. Additionally, there are multiple locations to make payments within California and Arizona. you can make a payment using a mobile app through the online payment service provided by A-L Financial. Visit their website for more details, or contact them for assistance. Locations of A-L Financial can be found in Santa Ana, CA, Ontario, CA, Sacramento CA and Phoenix, AZ. there are penalties for late or missed payments. Payment should be made via mail or PayNearMe and not in person. you can make a payment using a prepaid debit card online at PayneNearMe.com. Additionally, A-L Financial also offers other payment methods such as mail, in person and your bank’s bill pay service. There are multiple locations in California and Arizona where you can make payments in person. you can make a payment using a wire transfer. Additionally, A-L Financial offers multiple other payment methods including online, by mail, in person, and through your bank’s bill pay service. Locations for A-L Financial can be found in Santa Ana, CA, Ontario, CA, Sacramento, CA, and Phoenix, AZ.
| Question | Answer |
|---|---|
| Can I make payments over the phone? | No |
| Can I make payments online? | Yes |
| Can I make a payment using a mobile app? | Yes |
| Can I make a payment using a prepaid debit card? | Yes |
| Can I make a payment using a wire transfer? | Yes |
How to Apply
you can apply for a loan online at PayNearMe.com. A-L Financial requests that customers pay via Mail or PayNearMe due to the COVID19 pandemic. you can apply for a loan using a mobile app by paying via Mail or PayNearMe. you can apply for a loan with a cosigner. However, due to the COVID19 pandemic, payments must be made via Mail or PayNearMe, and not in person.
| Question | Answer |
|---|---|
| Can I apply for a loan online? | Yes |
| Can I apply for a loan over a phone call? | No |
| Can I apply for a loan in person? | No |
| Can I apply for a loan using a mobile app? | Yes |
| Can I apply for a loan with a cosigner? | Yes |
SmartCredit Report Example
- This is an example of what this creditor will look like on your SmartCredit report.
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
How do I remove A L FINANCIAL CORP from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.