XCELFCU on a credit report: Xcel Federal Credit Union

On credit reports, Xcel Federal Credit Union, a federally chartered credit union in Bloomfield, NJ, shows up as XCELFCU.

The account is most likely a loan or credit card with the credit union.

How to contact Xcel Federal Credit Union

Xcel Federal Credit Union at a glance

DetailValueSource
Legal nameXcel Federal Credit Union[1]
TypeFederal credit union, NCUA-insured[1]
NCUA charter number16218[1]
Members12,063 (as of June 30, 2026)[1]
Total assets$186 million (as of June 30, 2026)[1]
Established1964[1]

Every code this company uses is listed on its main page (XCEL FEDERAL CR UN).

Checking this account

Your report (free at AnnualCreditReport.com) shows Xcel Federal Credit Union's address for this account; if something on it is wrong, dispute it with the bureau that shows it and with Xcel Federal Credit Union.

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<a href="https://explaincredit.com/credit-union/xcelfcu">https://explaincredit.com/credit-union/xcelfcu</a>