What does SEVEN SEVENTEEN CREDIT mean on my credit report?
Learn about SEVEN SEVENTEEN CREDIT, an credit union offering loans for financial assistance. Check the impact to your credit report and financial status.
What is SEVEN SEVENTEEN CREDIT?
SEVEN SEVENTEEN CREDIT is shorthand for Seven Seventeen Credit Union, with the company name being Seven Seventeen Credit Union Inc
7 17 does not grant nor do they endorse products that may be available on the linked site; neither do they represent you or the other party when entering into a transaction on their website. Privacy and security policies may differ from those practiced by 7 17. Please note: Email is not a secure form of communication and should not be used to send confidential information. Do not send your account number, password, login ID, Social Security Number, or PIN number via email.
SEVEN SEVENTEEN CREDIT is a Credit Union provider. They could be on your report for a number of reasons, for example:
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⚫ You missed a repayment.
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⚫ You opened an account with Seven Seventeen Credit Union.
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⚫ You opened a credit card / loan / mortgage with this company.
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⚫ Someone fraudulently opened a credit line under your name.
How do I contact them?
Here is the current contact details for Seven Seventeen Credit Union:
Address:
- 3181 Larchmont Ave. NE, Warren, OH 44483
Website:
Phone:
Payments
To make a payment, the customer has to log into their account on the 7 17 Credit Union website and select the ‘Make a Payment’ option. There are no monthly payment plans offered, but if the customer needs to refund a payment, they can contact the service provider. 7 17 Credit Union also offers a range of online payment options including checking accounts, savings accounts, auto loans, mortgages, home equity loans, HELOCs, and credit and debit cards.
| Question | Answer |
|---|---|
| Do they offer a monthly payment plan? | No |
| Can I make payments over the phone? | No |
| Can I make payments online? | Yes |
| Do they offer a discount for automatic payments? | No |
| Can I make a payment using a mobile app? | No |
| Can I make a payment using a prepaid debit card? | No |
| Can I make a payment using a wire transfer? | No |
Forgiveness and Cancellation
7 17 Credit Union does not offer loan forgiveness or loan consolidation services.
| Question | Answer |
|---|---|
| Do they offer loan forgiveness? | No |
| Do they offer loan consolidation? | No |
How to Apply
7 17 Credit Union offers online loan applications for various loan options that best suit your lifestyle and needs. You cannot apply for a loan in person or over the phone, but you can apply for a loan using a mobile app. 7 17 Credit Union offers valuable personal and business banking solutions including loans that can be applied for with a cosigner.
| Question | Answer |
|---|---|
| Can I apply for a loan online? | Yes |
| Can I apply for a loan over a phone call? | No |
| Can I apply for a loan in person? | No |
| Can I apply for a loan using a mobile app? | Yes |
| Can I apply for a loan with a cosigner? | Yes |
IdentityIQ Report Example
- This is an example of what this creditor will look like on your IdentityIQ report.
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
What is a Credit Union
A credit union is similar to a bank, however it is owned collectively by the members and does not operate on a for-profit basis. Many credit unions are able to provision credit and issue credit cards, which may report on your credit report. Due to the none-profit nature of credit unions they are generally more trusted by the public, as they are less likely to act in a malicious fashion. However, credit unions can still make mistakes with reporting on your credit report therefore being aware of what is being reported, and take action against any unfair reporting.
How do I remove SEVEN SEVENTEEN CREDIT from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.
