What does UNITED WE COLLECT INC mean on my credit report?
Learn about UNITED WE COLLECT INC, an collections agency offering loans for financial assistance. Check the impact to your credit report and financial status.
What is UNITED WE COLLECT INC?
UNITED WE COLLECT INC is shorthand for United We Collect Inc, with the company name being United We Collect Inc Inc
Founded United Financial Management Services, Inc. on the premise that we “customer service” above all else; we also found that this kind of contact is actually much more successful than the hardcore collection approach. Once the caller ID is obtained from a buyer, they will definitely filter all future calls based on that first contact, and how they are handled. Our team members are called Customer Service Representatives and Financial Coordinators. Even to act with appropriate professional style, we still have the same tools to effect solid performance in the recovery of their accounts.
UNITED WE COLLECT INC is a Collections Agency provider. They could be on your report for a number of reasons, for example:
- ⚫ You missed a repayment.
- ⚫ You opened an account with United We Collect Inc.
- ⚫ United We Collect Inc bought your debt and are now trying to collect on it.
- ⚫ You opened a credit card / loan / mortgage with this company.
- ⚫ Someone fraudulently opened a credit line under your name.
About the account
The account is classified under the following METRO2 categories:
- ⚫ Collection Agency/Attorney
How do I contact them?
Here is the current contact details for United We Collect Inc:
Address:
- 106 Commerce St #101, Lake Mary, FL 32746, United States
Website:
Email:
Phone:
SmartCredit Report Example
- This is an example of what this creditor will look like on your SmartCredit report.
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
What is a Collections Agency?
Collection agencies appear on your report when a company has failed to collect an outstanding debt. If a creditor has sent your debt to collections, they expect to receive only a portion of any money collected. For them, this is preferable to receiving nothing at all continuing the process of trying to collect your debt themselves. However due to the agressive nature of some collection agencys, you may feel threatened or harrassed by them. However, the good news is that if they inaccurately reported your debt and you take the correct credit repair action, there is a good chance that you will not have to repay and inaccurately reported debt.
How do I remove UNITED WE COLLECT INC from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.