What does RESORT RECOV mean on my credit report?
Learn about RESORT RECOV, an collections agency offering loans for financial assistance. Check the impact to your credit report and financial status.
What is RESORT RECOV?
RESORT RECOV is shorthand for Resort Recovery Solutions, with the company name being Resort Recovery Solutions Inc
RRS Like Many Companies Was Created Out Of Necessity. We Care About Your Members And Work Hard To Keep Them “In The Picture.”
RESORT RECOV is a Collections Agency provider. They could be on your report for a number of reasons, for example:
- ⚫ You missed a repayment.
- ⚫ You opened an account with Resort Recovery Solutions.
- ⚫ Resort Recovery Solutions bought your debt and are now trying to collect on it.
- ⚫ You opened a credit card / loan / mortgage with this company.
- ⚫ Someone fraudulently opened a credit line under your name.
How do I contact them?
Here is the current contact details for Resort Recovery Solutions:
Address:
- PO Box 23625 San Diego, CA 92193
Website:
Email:
Phone:
Payments
Resort Recovery Solutions LLC provides multiple payment options, including multi-lingual staff and services from the United States to the United Kingdom. They strive to find a solution that is mutually beneficial to the debtor and creditor.Resort Recovery Solutions LLC offers payment options such as using a check or money order. The company offers a customer-centric approach with multi-lingual staff for collections around the world. Additionally, Resort Recovery Solutions LLC strives to find solutions to debt problems without conflict or tension.
| Question | Answer |
|---|---|
| Do they offer a monthly payment plan? | Yes |
| Can I make payments over the phone? | Yes |
| Can I make payments online? | Yes |
| Do they offer a discount for automatic payments? | No |
| Can I make a payment using a mobile app? | Yes |
| Can I make a payment using a prepaid debit card? | Yes |
| Can I make a payment using a wire transfer? | Yes |
Forgiveness and Cancellation
loan forgiveness is not offered. Resort Recovery Solutions LLC offers loan consolidation services. They specialize in providing tailored solutions to the debtor and the creditor. Their multi-lingual staff have experience working with individuals from the United States to the United Kingdom. Loan forgiveness may be achieved by working with Resort Recovery Solutions LLC, whose empathic, customer-oriented approach helps to get to the root of the problem and provide mutually beneficial solutions. The multi-lingual staff works hard to determine the cause of each situation and find a solution without conflict.
| Question | Answer |
|---|---|
| Do they offer loan forgiveness? | No |
| Do they offer loan consolidation? | Yes |
How to Apply
Resort Recovery Solutions LLC offers online loan applications and provides multi-lingual staff and world-wide collections services. They specialize in debt recovery, offering an empathetic, customer-centric approach to finding mutually beneficial solutions for debtors and creditors. You cannot apply for a loan over the phone, in person, or using a mobile app with them. They may be able to help you if you need a cosigner.
| Question | Answer |
|---|---|
| Can I apply for a loan online? | Yes |
| Can I apply for a loan over a phone call? | No |
| Can I apply for a loan in person? | No |
| Can I apply for a loan using a mobile app? | No |
| Can I apply for a loan with a cosigner? | Yes |
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
What is a Collections Agency?
Collection agencies appear on your report when a company has failed to collect an outstanding debt. If a creditor has sent your debt to collections, they expect to receive only a portion of any money collected. For them, this is preferable to receiving nothing at all continuing the process of trying to collect your debt themselves. However due to the agressive nature of some collection agencys, you may feel threatened or harrassed by them. However, the good news is that if they inaccurately reported your debt and you take the correct credit repair action, there is a good chance that you will not have to repay and inaccurately reported debt.
How do I remove RESORT RECOV from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.
