What does AMER MNG SE mean on my credit report?

Is AMER MNG SE making an impact on your credit score?

Updated January 1, 2023
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What is AMER MNG SE?

AMER MNG SE is shorthand for American Collection Services Inc, with the company name being American Collection Services, Inc.

American Collections Services exists simply to exceed its client’s needs and meet their expectations, Its staff of highly trained credit specialists exclusively focus on providing highly efficient recovery and excellent customer services. Today let us create a customized recovery plan that fits your business requirements.

AMER MNG SE is a Collections Agency provider. They could be on your report for a number of reasons, for example:

  • ⚫ You missed a repayment.
  • ⚫ You opened an account with American Collection Services Inc.
  • ⚫ American Collection Services Inc bought your debt and are now trying to collect on it.
  • ⚫ You opened a credit card / loan / mortgage with this company.
  • ⚫ Someone fraudulently opened a credit line under your name.

About the account

The account is classified under the following METRO2 categories:

  • ⚫ Collection Agency/Attorney

How do I contact them?

Here is the current contact details for American Collection Services Inc:

Address:

  • 3100 SW 59th
    Oklahoma City, OK 73119

Website:

Email:

Phone:

Payments

American Collection Services, Inc. offers a variety of payment options including check and money order. Contact them at (405) 682-8088 or info@americanokc.com for more information.

Question Answer
Can I make payments over the phone? Yes
Can I make payments online? Yes
Can I make a payment using a mobile app? Yes
Can I make a payment using a wire transfer? Yes

How to Apply

American Collection Services, Inc. is a debt collection agency based in Oklahoma City that has been in business for over 45 years. They specialize in recovering money for clients in various capacities, but do not offer online or phone loan applications. You can contact them at (405) 682-8088 or info@americanokc.com for more information.

Question Answer
Can I apply for a loan online? No
Can I apply for a loan over a phone call? No
Can I apply for a loan using a mobile app? No

SmartCredit Report Example

  • This is an example of what this creditor will look like on your SmartCredit report.

AMER MNG SE SmartCredit Report

Will this affect my credit score?

Whether this account affects your credit score depends on a variety of factors, such as:

  • Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
  • Derogatory Markings: If this account has any derogatory markings such as: Lates, Charge Offs, Collections and others.

However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:

  • Account Age: If your account is quite old, then the age of it will positively impact your credit score
  • Repayment History: If the account has no Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.

Can it be removed from my credit report?

Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.

However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.

What is a Collections Agency?

Collection agencies appear on your report when a company has failed to collect an outstanding debt. If a creditor has sent your debt to collections, they expect to receive only a portion of any money collected. For them, this is preferable to receiving nothing at all continuing the process of trying to collect your debt themselves. However due to the agressive nature of some collection agencys, you may feel threatened or harrassed by them. However, the good news is that if they inaccurately reported your debt and you take the correct credit repair action, there is a good chance that you will not have to repay and inaccurately reported debt.

How do I remove AMER MNG SE from my credit report?

You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.