SYNCHRONY BANK on a credit report: Synchrony Bank

SYNCHRONY BANK is Synchrony Bank, one of the largest US banks ($115.2 billion in assets), headquartered in Draper, UT.

How to contact Synchrony Bank

Synchrony Bank at a glance

DetailValueSource
Legal nameSynchrony Bank[1]
TypeFDIC-insured savings bank[1]
FDIC certificate27314[1]
Total assets$115.2 billion (as of June 30, 2026)[1]
Established1988[1]

Complaints to the CFPB about Synchrony Financial

The CFPB has received 84,600 complaints about Synchrony Financial, 16,285 of them in the 12 months to October 9, 2026 with the latest on October 1, 2026, and the company answered 99% on time. [2]

The CFPB publishes complaints without confirming the facts in them.

Most common issueComplaintsShare
Incorrect information on your report10,22612%
Problem with a purchase shown on your statement8,29510%
Improper use of your report7,7189%
Fees or interest6,4598%
Attempts to collect debt not owed4,3815%

Pages for the other report codes this company uses:

Checking this account

Your report (free at AnnualCreditReport.com) shows Synchrony Bank's address for this account; if something on it is wrong, dispute it with the bureau that shows it and with Synchrony Bank.

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<a href="https://explaincredit.com/bank/synchrony-bank">https://explaincredit.com/bank/synchrony-bank</a>