What does BROADWAY NB mean on my credit report?

Is BROADWAY NB making an impact on your credit score?

Updated January 1, 2023
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What is BROADWAY NB?

BROADWAY NB is shorthand for Broadway Bank, with the company name being Broadway Bank Inc

The airline has its head office at John F. Kennedy International Airport in New York City, NY Piers Morgan asked McKeithen if Wyloo was affiliated with the company.

BROADWAY NB is a Bank provider. They could be on your report for a number of reasons, for example:

  • ⚫ You missed a repayment.

  • ⚫ You opened an account with Broadway Bank.

  • ⚫ You opened a credit card / loan / mortgage with this company.

  • ⚫ Someone fraudulently opened a credit line under your name.

About the account

  • ⚫ The average high credit balance is $1400.

  • ⚫ The typical loan duration is 16 months.

The account is classified under the following METRO2 categories:

  • ⚫ Unsecured

How do I contact them?

Here is the current contact details for Broadway Bank:

Address:

  • PO Box 17001, San Antonio, TX 78217

Website:

Email:

Phone:

Payments

Making a payment requires different steps than those listed here. You can make payments over the phone by contacting Customer Service at 800-531-7650. you can make payments online by following the instructions to access the service and changing your password if necessary. If you experience any problems, please contact Customer Service for assistance at 800-531-7650. you can make a payment using a mobile app. there are penalties for late or missed payments which vary depending on the financial institution. you can make a payment using a prepaid debit card by following the instructions on the website. Contact Customer Service at 800-531-7650 for assistance. payment cannot be made using a wire transfer.

Question Answer
Do they offer a monthly payment plan? No
Can I make payments over the phone? Yes
Can I make payments online? Yes
Do they offer a discount for automatic payments? No
Can I make a payment using a mobile app? Yes
Can I make a payment using a prepaid debit card? Yes
Can I make a payment using a wire transfer? No

Forgiveness and Cancellation

Zelle does not offer loan forgiveness or consolidation. Loan forgiveness is not a type of payment that can be made with Zelle.

Question Answer
Do they offer loan forgiveness? No
Do they offer loan consolidation? No

How to Apply

You can apply for a loan online, by following the instructions provided by Customer Service at 800-531-7650, or through a mobile app. If you encounter any problems, you can also contact Customer Service at 800-531-7650 for assistance. You can also apply for a loan with a cosigner.

Question Answer
Can I apply for a loan online? Yes
Can I apply for a loan over a phone call? No
Can I apply for a loan in person? No
Can I apply for a loan using a mobile app? Yes
Can I apply for a loan with a cosigner? Yes

IdentityIQ Report Example

  • This is an example of what this creditor will look like on your IdentityIQ report.

BROADWAY NB IdentityIQ Report

Will this affect my credit score?

Whether this account affects your credit score depends on a variety of factors, such as:

  • Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
  • Derogatory Markings: If this account has any derogatory markings such as: Lates, Charge Offs, Collections and others.

However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:

  • Account Age: If your account is quite old, then the age of it will positively impact your credit score
  • Repayment History: If the account has no Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.

Can it be removed from my credit report?

Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.

However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.

What is a Bank

A bank is an institution where money is kept for saving or commercial purposes. They are able to offer Loans and Mortgages which means they have the ability to report on your credit. Banks are generally felt as untrustworthy (30% confidence rating in the USA) by the general public. Banks can make mistakes on your credit report which may lower your credit score, potentially damaging your credit report and costing you money.

How do I remove BROADWAY NB from my credit report?

You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.